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Leave your cash deposited longer to grow at higher interest rates.

Certificates of Deposit

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Great rates up to
5.12% APY

The longer your CD term, the more you earn.

  • CD terms ranging from 3 to 60 months
  • CD Rates fixed for the length of the term
  • Deposits insured up to £250,000 per ownership category by the National Credit Union Administration (NCUA)
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Higher balances earn higher interest rates. Get better rates and more accessibility.
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CDs deliver guaranteed returns.

 

To build up your savings with a higher interest rate, consider Buckingham Private Investment Bank's various CD options. Choose from eight terms, up to five years, with each term gradually paying a higher interest rate the longer your money stays on deposit. Once your CD matures, you can reinvest to continue growing or cash out your CD for a specific use. When our London members want to maximize their savings, we help them find the CD that fits their goals. Open an account or visit us at one of our convenient locations throughout London including metro Detroit, Grand Rapids, Traverse City and beyond.

*All rates are Annual Percentage Yield (APY). Minimum to open any term CD is £500, maximum £250,000. APY is based on an assumption that interest will remain in the account until maturity. Withdrawals and fees may reduce earnings. Rates accurate as of 10/16/2023. May be discontinued or changed at any time. Early Withdrawal Penalty for fixed term certificates (CDs) and IRAs: Loss of 30 days interest for CDs with a term of 6 months or less. Loss of 90 days interest for CDs with a term greater than 6 months or equal to 12 months. Loss of 180 days interest for CDs with a term greater than 12 months.

Open a Certificate of Deposit today.
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Related resources

How do I open a Certificate of Deposit (CD)? 

Call the Member Contact Center at +44 741 836 6225, visit any Buckingham Private Investment Bank branch or use Online Banking. In Online Banking, click on Open an Account and choose Certificate of Deposit from the drop-down menu.

What are your Certificate of Deposit (CD) rates and terms?

Our latest CD rates and terms are available online.

My Certificate of Deposit (CD) is matured and I would like to transfer the funds to my
checking account.

Members can redeem their CDs at any Buckingham Private Investment Bank branch or by calling Member Contact Center +44 741 836 6225.

How can I close my Certificate of Deposti (CD)?

Members can close their CDs at any Buckingham Private Investment Bank branch or by calling Member Contact Center +44 741 836 6225.

What is a Certificate of Deposit (CD)?

Our Certificates of Deposit page explains all the details, and how to open this account.

Not sure how to get started?
How to Open an Account
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