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Our checking accounts are designed to fit your financial needs.

Personal Checking Accounts

Platinum Debit Mastercard®
In 2022 members earned over
$1.4 million dollars in rewards! 

Our go-to debit card delivers every time. Earn 1 point for every £3 spent.

Which Checking Account Fits Your Needs?


Cash Back Checking Account

Earn reward points good for cash, gift cards, merchandise and travel.

  • Unlimited Rewards on every purchase
  • No monthly maintenance fee*
  • No minimum balance*

Basic Checking Account

A great solution if you’ve had financial troubles in the past.

  • Helps rebuild your banking history
  • Low monthly maintenance fee*
  • No minimum balance*
  • Only £25.00 to open
 

Checking Account Comparison

placeholder cell Cash Back CheckingApply Now Basic CheckingVisit a Branch
Monthly Service Fee No Monthly Maintenance Fee if:
  • Under 25 or over 64 years of age.
  • Enroll in Direct Deposit
  • $500+ monthly average balance
  • Combine for 15 Debit Card purchases or bill payments per month*
Otherwise: $6
$15
$10 when enrolled in Direct Deposit
Minimum Opening Deposit $0 $25
Unlimited Reward Points Yes No
Online and Mobile Banking Yes Yes
Mobile Check Deposit Yes No
Free ID Theft Protection Yes Yes
Unlimited Surcharge-Free ATMs Yes Yes
 

Experience Free Next-Level Digital Banking

You'll have quick and secure access to check your balance, deposit checks, transfer money, and pay bills anywhere, anytime, and on any device with Online and Mobile Banking.
 

Secure log in with Fingerprint Touch ID and Face I.D.

Check balances from anywhere including on a Smartwatch or Smartphone or tablet

Deposit checks from your phone

Email, text and push notification alerts

Budgeting and Savings Goals tools

Open your Personal Checking account today.
Apply Now