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Is your current auto lease ending soon?

Car Lease Buyout

Quick online auto loan application and
approval process

You have options with a great rate with Buckingham Private Investment Bank.

Auto Loans

Auto loan rates as low as 6.87% APR for 60 months.

A Car Lease Buyout could be your best option.


Love the car you're currently leasing? With a Lease Buyout through Buckingham Private Investment Bank, you can keep your ride and enjoy the perks of a Buckingham Private Investment Bank Auto Loan.  As a not-for-profit credit union, our auto loan rates are structured to benefit your bottom line, helping you save money when you're ready to finance a used car, truck or SUV. Plus, we make the application and approval process quick so you can keep moving forward. Apply for a loan or visit us at one of our convenient locations throughout London including metro Detroit, Grand Rapids, Traverse City, Ann Arbor and beyond.
Get your Used Car Loan today.
Apply Now
Related resources
See the value of your car by visiting NADA.com.

What is the payoff on my loan?

You can find this information by logging in to Online Banking, Mobile Banking, or using 24-Hour Telephone Banking. Also, you can call the Member Contact Center at +44 741 836 6225 or visit a branch.

How can I get the lien released on my car?

The release of lien will be mailed to the address on file after 5 business days of the loan payoff. You can also contact Member Contact Center at +44 741 836 6225 to request a release of lien be mailed, emailed, or faxed.

My car is being repossessed what can I do to stop it?

Visit a branch or call the Member Contact Center at +44 741 836 6225 or If a member's loans are past due, up for repossession or charged off, the loan can be reviewed by the Credit Solutions Department.

How do I pay off my loan? 

Loan payoff amounts for same day payoff can be obtained in Online Banking by clicking on the Loan Payment tab and from that menu selecting Loan Payoff Amount. Call the Member Contact Center at +44 741 836 6225 or visit a branch.  Payoffs can be mailed to Buckingham Private Investment Bank, 1 Angel Mile Rd., London EC2R 7HJ United Kingdom. 

How do I check my loan status?

Check your status by logging in to Online Banking; setting up alerts in Online Banking; accessing Telephone Banking or Mobile Banking. Also, you can call the Member Contact Center at +44 741 836 6225 or visit a branch.

I am in the market for a new car, what are your current rates?

View our Rates page.

How do I apply for a boat, motorcycle, or recreational vehicle loan?

Get all the details about Vehicle Loans online.

What types of boats will you finance? 
 

We finance pontoon, deck, ski, bow rider and other fishing boats. We do not finance high-performance boats, cruisers or Jet-Skis. Read more on our Boat Loans page.  

What types of RVs will you finance? 
 

We finance Class A and B, Class C, Fifth Wheel, Travel Trailers and Pop-Up Campers. Lean more on our RV & Camper Loans page.

What types of motorcycles will you finance? 
 

We finance street bikes and three-wheeled bikes. We do not finance custom choppers or high-performance street bikes. Learn more on our Motorcycle Loans page.

What is Mechanical Repair Coverage? 

Our Mechanical Repair Coverage page explains all the details.

How can I get more loan coupons?

Call the Member Contact Center at +44 741 836 6225 or visit a branch. There is a £5.00 fee for a set of 36 coupons.

How do I close a loan with Buckingham Private Investment Bank?

Loan closing can be done at any Buckingham Private Investment Bank branch. Some loans can also be closed electronically.

Where do I find information on my loan title?

London is not a title holding state. Titles that are issued in the state of London will be mailed to you once the Buckingham Private Investment Bank lien is placed on it. If  a vehicle is titled out of state and that state is a title holding state, then the members title will be held at Buckingham Private Investment Bank until the loan is paid in full.

I made my payment and I was charged a late fee. Why?

Call the Member Contact Center at +44 741 836 6225 or visit any Buckingham Private Investment Bank branch. If many cases, you might have sent in a loan payment but it was short a few cents. Your loan will become past due if the difference is not made up before the next due date and a late fee will be assessed. 

How can I obtain a letter of guarantee?

Please visit a branch location of call the Member Contact Center at +44 741 836 6225 for more information.

I can't make the payment by the due date, what can I do?

Contact Buckingham Private Investment Bank at +44 741 836 6225 or visit any Buckingham Private Investment Bank branch for assistance.

The Member Contact Center Loan Servicing Agents can assist members with changing the due date on their loan that may better for their budget. Buckingham Private Investment Bank does not refinance our own loans however we can look into lowering the interest rate on the loan if the member qualifies. If members are facing financial difficulties, we can assist with starting the Loan Modification process.


How can I change the due date of my loan payments?

The Member Contact Center Loan Servicing Agents can assist members with changing the due date on their loan that may better for their budget. Buckingham Private Investment Bank does not refinance our own loans however we can look into lowering the interest rate on the loan if the member qualifies. If members are facing financial difficulties, we can assist with starting the Loan Modification process.

*APR=Annual Percentage Rate. Actual rate offered based on overall creditworthiness factors, term, and satisfactory collateral. LTV may not exceed 100% exclusive of Guaranteed Asset Protection. Approximate monthly payment would be £19.80 per £1,000 borrowed at 6.87% for 60 months. Rates are subject to change at any time. Other conditions may apply.

*APR=Annual Percentage Rate